Terms and Conditions

These terms explain how visitors may use the LOMA Educational Consultancy website and what to expect when submitting an enquiry or requesting counselling support.

By using this website, submitting a form, using chat or contacting LOMA through a website link, you agree to use the information responsibly and to understand the limits of general website guidance.

Website Information Is General Guidance

The content on this website is provided to help students and parents understand study abroad planning, destination comparison, admission preparation, visa-stage awareness, fees, scholarships and counselling options.

Website content is not personal advice for a final decision. A student's best route depends on academic profile, budget, documents, language readiness, course choice, intake timing and official rules.

Enquiries And Counselling Requests

When you submit an enquiry, LOMA may contact you to understand your study plans and provide relevant counselling support.

Submitting an enquiry does not create an obligation for LOMA to accept every request, represent every student, process every application or support every destination, course or institution.

LOMA may decline or limit support where a request is incomplete, inaccurate, outside service scope, unsafe, unrealistic or not aligned with official requirements.

No Guaranteed Outcomes

LOMA does not guarantee:

• University admission
• Offer letters
• Scholarship approval
• Student visa approval
• Fee waivers
• Job outcomes
• Post-study work outcomes
• Permanent residence or settlement outcomes
• Any official decision by a university, institution, scholarship provider, government body or visa authority

LOMA can support preparation, planning and document readiness, but official decisions are made by the relevant authorities.

Student And Parent Responsibility

Students and parents are responsible for:

• Providing accurate academic, financial and personal information
• Checking official requirements before applying
• Reviewing university, course, fee and visa details carefully
• Meeting deadlines
• Preparing genuine documents
• Reading offer, refund, payment and visa terms before acting
• Asking questions if something is unclear

LOMA can guide the process, but the student remains responsible for final choices and submitted information.

Official Sources And Changing Rules

Study abroad rules can change. University entry requirements, fees, scholarship criteria, visa rules, financial evidence requirements and post-study policies may be updated after website content is published.

Students should confirm current information through official university, government, immigration, scholarship and test-provider sources before making decisions.

Payments And Commercial Terms

This website may describe services or invite counselling enquiries. Any service fee, payment schedule, refund condition or paid engagement should be confirmed directly with LOMA before payment.

Do not treat general website content as a full payment contract. Keep receipts, written confirmations and official documents for your records.

Acceptable Website Use

Visitors should not misuse this website, forms or chat features. Do not submit false information, spam, harmful content, another person's personal details without permission, or documents that are not requested through an approved process.

LOMA may restrict or ignore enquiries that appear abusive, misleading, automated, fraudulent or outside the intended use of the website.

External Links

This website may link to official sources, universities, government websites, test providers, social media platforms or other third-party websites.

External websites are controlled by their own owners. LOMA is not responsible for their content, policies, technical availability or updates.

Privacy

Website enquiries and chat details are handled according to the Privacy Policy. Students should avoid sharing unnecessary sensitive information through open website message fields.

Updates To These Terms

LOMA may update these terms when the website, services, compliance needs or operational processes change. The latest version published on this page applies to website use.

Contact

If you have questions about these terms or need clarification before submitting an enquiry, use the Contact LOMA page.